Neu Thinking
Decision-grade models for boards and lenders. Debt, valuation and runway - built to withstand scrutiny.
Most organisations don’t fail because they lack data. They fail because decisions are made from models that can’t be explained under challenge.
Neu Thinking Ltd builds decision-grade financial models for high-stakes moments: refinancing, covenant headroom, runway planning, valuation, and board-level decisions. Our models are designed to withstand scrutiny from Boards, lenders, investors and auditors.
What “decision-grade” means in practice:
Assumptions are visible and controlled, entered once, and flow through cleanly
Inputs, calculations and outputs are clearly separated for transparency
Scenarios are built in from day one (base, upside, downside, sensitivities)
Outputs reconcile, so cash movements are traceable month by month
Typical engagements include:
Refinancing and covenant forecasting / negotiations
Debt sizing, facilities and headroom scenarios
Integrated three-statement forecasting and runway visibility
DCF and transaction analysis
Impairment and going concern assessments
Engagements are delivered on an interim or project basis within the UK (Ltd Co; typically outside IR35, assessed role-by-role).
Principle: the model exists to answer a decision.
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